Revolutionary Method to lower enrollment costs and deliver a more personalized experience for Participants

DC providers today face high costs of sales and tight margins. Participation rates and deferral rates have been flat for a decade. Based on our market analysis, current enrollment processes and tools are commoditized and ineffective. iJoin is a turnkey solution to an otherwise inefficient 401(k) enrollment process.

iJoin will revolutionize how the DC industry engages participants, offering greater efficiency and effectiveness, while helping participants make sound investment choices. Participants are lead through a personalized decision-making process via user-friendly mobile web technology. Our patent-pending process includes a secure, encrypted mobile web portal, which can be customized for DC providers and plan sponsor clients. iJoin captures and integrates plan and provider data with personal information input or confirmed real-time by plan participants during the enrollment meeting. iJoin can also help current participants save more and make better investment decisions.

iJoin’s patent-pending process and technology will:

• Help participants make the right choices
• Increase participant contributions and rollovers into DC plans
• Provide documented results for plan fiduciaries
• Increase plan sponsor and participant satisfaction
• Provide a unique competitive advantage to increase sales.

Retirement industry veterans Fred Greenstein, Kendall Kay, Win Cody and Joe Brummel designed iJoin collaboratively. Greenstein has been developing and selling online databases, market intelligence and business process tools to the retirement industry for a dozen years. Kay was SVP – Marketing for Manulife / John Hancock and ADP retirement services, and is now a top business development consultant in the DC industry. Cody founded ExpertPlan and has helped build and improve recordkeeping systems for several leading providers. Brummel is an experienced retirement plan and investment advisor with Financial Concepts and NFP. iJoin is a product of Left Coast Solutions, Inc., whose technology partners include SPRINT Business Solutions and iGate Global Solutions Limited.

iJoin has been presented to many top DC providers and interest is high. A number of pilots are scheduled for large plans in March 2009.

For Further Information contact:
Kendall Kay, CMO iJoin
617-803-6344
KKay2@me.com