About iJoin

Why iJoin?         Patent-pending technology         Founders

How iJoin’s patent-pending technology works

Participants in an iJoin meeting (live, group, web or recorded):

• Input or review and confirm personal data available from plan sponsor or provider
• Input additional personal info and preferences for retirement planning
• Determine saving rate needed to replace a chosen percentage of income
• See projected impact of different decisions
• Receive guidance in investment selection
• Confidently confirm savings and investment choices
• Receive via email a written plan and personal retirement readiness rating

Participant choices are captured real-time in a secure database file which may be linked dynamically to a plan record keeper. Important data such as address changes or beneficiary designation can also be quickly updated via iJoin.

Detailed Fiduciary Reports are instantly generated for plan sponsors, advisors and providers—clearly documenting that participants were offered consistent, sound support.

iJoin proves it can make the difference

Since December, 2010 iJoin has piloted with 8 plans of different sizes, across the nation, in a range of industries including:

• Farming equipment manufacturer
• Restaurant
• Professional firms - Insurance and Architectural
• Non-profit
• Credit card processing

• 97% chose to participate in their company retirement plan compared to the industry average of 78.8%
• 68% selected a higher contribution percentage than they were currently deferring
• Workers increased their savings rate resulting in a 10.5% average deferral rate compared to an industry average of 7.5%
• 82% chose guidance into a suitable investment allocation
• 76% rated iJoin as"extremely Effective" or "Very Effective" in helping determine how much money will be needed in retirement
• 87% completed the iJoin process in 20 minutes or less