About iJoin

Why iJoin?

Worker Attitudes Towards Toward Retirement Savings Needs

 According to 2011 Retirement Confidence Survey (RCS) by EBRI (Employee Benefit Research Institute), more workers than ever state that they are behind in saving for retirement - fully 70 % say they are not where they need to be.  Conversely, workers who have done a retirement savings needs calculation tend to have higher savings goals than workers who have not.  

Doing the calculation: Only 42% of workers reported that they or spouse have tried to calculate amount they will need to have saved by the time they stop working, in order to live comfortably in retirement. This has changed little since 2003.

Guessing: 42% report that they are simply guessing at the amount they need to save, including 11 percent of those who report having done a calculation.    

iJoin is a turnkey solution that solves this problem  

iJoin offers a consistent, compliance-approved, automated method of guiding participants anytime, anywhere with relevant information. The iJoin process helps participants make informed and prompt decisions via gentle nudges and applied behaviorial finance insights.  Participants are lead through a personalized decision-making process via their smart phone or user-friendly mobile device provided for use during live group meetings.